How to use Pay with Ibotta

Using Pay with Ibotta is quick, easy, and secure. Learn how to earn instant cash back on your in-store purchases.

How it works:

Maximize your cash

When you use Pay with Ibotta at select retailers, you can earn instantly on your entire purchase, in addition to cash back on products you purchase.

Phone in hand

Instant cash back on your entire purchase

Use Pay with Ibotta at retailers like Walmart, Petco, and Whole Foods Market to get cash back on your entire purchase amount, instantly.

Shopping cart

Hundreds of offers on your favorite items

Get even more cash back with hundreds of offers on individual products.

Security layers

We take your security seriously

At Ibotta, your data security is a top priority.

All of your payment information is protected with 256-bit bank-level encryption. We are never able to see this information, and it is only used for Pay with Ibotta transactions.

We partner with leading payment processing services that undergo routine security audits. Our partners stick to the strictest levels of certification available in the payments industry, and we pride ourselves on using best-in-class security tools and practices to ensure your security.

In other words, we’ve got you covered. When you use Pay with Ibotta, you can rest easy knowing your personal and financial information is completely protected.

Pay with Ibotta Pro Tips

Send as a gift

Send a gift card to a friend or family member and earn instant cash on the entire amount.

Pay now or spend over time

Enter your exact checkout total or pre-load a balance to spend over time at your favorite retailers.

Track your spending

You can spend up to $250 per day on Pay with Ibotta transactions.

Manage your transactions

Manage your Pay with Ibotta transactions like a pro. Navigate to Account > Payments > Transactions to view all your past transactions or find them for each retailer under the Transactions tab at the top of the retailer page. To manage a specific transaction, tap Update Balance for the following options:

Enter amount spent

Enter how much you’ve spent already and we’ll calculate the remaining balance.

Enter remaining balance

If you’ve looked up the balance or your receipt lists the remaining balance, use this option to enter the new balance.

Mark as spent

Used the whole balance? Use this option to mark the gift card code as completely used.

Have more questions?

We’re here to help. Visit our Help Center for frequently asked questions or to get in touch with our Ibotta Care team.