How to use Pay with Ibotta
How it works:
Add a payment methodAdd a debit or credit card to your Ibotta account. Go to Account > Payment methods. Your payment information is always secure.
Shop at 50+ retailersHead to a participating retailer where you’d like to shop using Pay with Ibotta. See a full list of retailers by navigating to the Pay with Ibotta section of the home screen and tapping View All.
Pay at checkout and earn instantlyEnter your checkout total, then tap Continue purchase > Charge. Your payment method will be charged and you’ll earn instant cash back on your entire purchase amount! To pay, present the gift card code to the cashier. It works just like a digital gift card!
Maximize your cash
When you use Pay with Ibotta at select retailers, you can earn instantly on your entire purchase, in addition to cash back on products you purchase.
Instant cash back on your entire purchase
Use Pay with Ibotta at retailers like Walmart, Petco, and Whole Foods Market to get cash back on your entire purchase amount, instantly.
Hundreds of offers on your favorite items
Get even more cash back with hundreds of offers on individual products.
We take your security seriously
At Ibotta, your data security is a top priority.
All of your payment information is protected with 256-bit bank-level encryption. We are never able to see this information, and it is only used for Pay with Ibotta transactions.
We partner with leading payment processing services that undergo routine security audits. Our partners stick to the strictest levels of certification available in the payments industry, and we pride ourselves on using best-in-class security tools and practices to ensure your security.
In other words, we’ve got you covered. When you use Pay with Ibotta, you can rest easy knowing your personal and financial information is completely protected.
Pay with Ibotta Pro Tips
Send as a gift
Send a gift card to a friend or family member and earn instant cash on the entire amount.
Pay now or spend over time
Enter your exact checkout total or pre-load a balance to spend over time at your favorite retailers.
Track your spending
You can spend up to $250 per day on Pay with Ibotta transactions.
Manage your transactions
Manage your Pay with Ibotta transactions like a pro. Navigate to Account > Payments > Transactions to view all your past transactions or find them for each retailer under the Transactions tab at the top of the retailer page. To manage a specific transaction, tap Update Balance for the following options:
Enter amount spent
Enter how much you’ve spent already and we’ll calculate the remaining balance.
Enter remaining balance
If you’ve looked up the balance or your receipt lists the remaining balance, use this option to enter the new balance.
Mark as spent
Used the whole balance? Use this option to mark the gift card code as completely used.
Nearby offer alerts
Never miss out on instant cash back when you turn on nearby offer alerts. When you’re near a Pay with Ibotta retailer, get a reminder notification to use Pay with Ibotta at checkout.
To turn on notifications, navigate to Account > Settings > Preferences and turn on Nearby Offer Alerts. Just a heads up — make sure you also have location enabled in your phone settings so you never miss out on cash back.